The first few minutes after an auto accident can be very confusing and filled with anxiety. We've made a brief checklist of what to do in case of an accident - let's hope you never need to use them.
- your first concern is whether you, your passengers, and the occupants of the other vehicle are ok.
- Stay at the accident scene and report the accident to the police.
- Try to limit discussing the accident with the other driver and don't admit fault or liability at the accident scene or later on. Only speak about the accident with the police, your insurance agent and claims representative.
- Even if the accident was minor and there are no apparent damages or injuries, always report the accident to your insurance agent or your company's claim office to protect yourself in case the other driver decides to file a claim.
- After the claim has been filed, check on the status of your claim periodically with your claim representative.
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